First on the agenda, the SolarWinds cybersecurity attack, a well-known, yet unprecedented breach that is estimated to have cost cyber insurance firms roughly $90 million to cover clients1 that were impacted. This was one of the largest, most sophisticated cyber assaults ever observed that has dramatically changed the cyber risk landscape. The attack was believed to have started in December 2019, with the software released for download to SolarWinds clients in March 2020. This malicious code then sat in those environments, undetected, from March to December 2020.